Retire in Vietnam: A Comprehensive Guide for Retirees

Photo: Collected

Last Update: Thursday January 08, 2026

Why Vietnam Is Becoming a Top Retirement Destination

From peaceful beach towns like Da Nang and Nha Trang to cultural hubs like Hoi An and Hanoi, the country provides plenty of choices for all lifestyles. When considering where to retire in Vietnam, many expats cite the low living costs, excellent food, warm community, and relaxed pace of life as key factors.

Compared to Western countries, your retirement savings stretch significantly further in Vietnam. This allows retirees to enjoy a higher quality of life with less financial pressure.

Cost of Living — An Affordable Retirement Lifestyle

One of the biggest reasons retirees choose Vietnam is the cost of living. The country offers high quality at reasonable prices:

  • Rent: A modern apartment in Da Nang or HCMC ranges from $350–$700/month.

  • Healthcare: Private hospital visits are typically $25–$70.

  • Food: A full local meal can cost just $2–$3, while Western meals range from $5–$10.

  • Transportation: Taxis and Grab rides are affordable, and long-distance travel is budget-friendly.

Monthly living costs for most retirees: $900–$1,500 for a comfortable lifestyle.
This makes Vietnam one of the best-value destinations for retirement in Asia.

Best Places to Retire in Vietnam

Vietnam offers a range of environments for retirees, each with its own charm:

Da Nang – Clean, modern, beachside city with excellent healthcare and a growing expat community.
Nha Trang – Known for beaches, warm weather, and relaxed living.
Hoi An – Peaceful, charming, and ideal for retirees seeking a cultural lifestyle.
Hanoi – Great for retirees who enjoy history, arts, and cooler temperatures.
Ho Chi Minh City – Busy but full of conveniences, international hospitals, and entertainment.

Depending on whether you prefer beaches, culture, or city life, Vietnam offers something for every retirement dream.

Healthcare and Insurance for Retirees

Vietnam’s healthcare system has improved dramatically in recent years, with international-standard hospitals in major cities like Ho Chi Minh City, Hanoi, and Da Nang.

Popular hospital groups for expats include:

  • FV Hospital (HCMC)

  • Vinmec International Hospital

  • Hoan My Medical System

Private insurance is highly recommended for retirees. Many global insurers offer plans covering Vietnam at affordable rates. When comparing Asian retirement destinations, Vietnam stands out for offering strong medical services at lower fees.

Visa Options — Understanding Long-Term Stays for Retirees

Although Vietnam does not yet have an official "retirement visa," there are several legal pathways for long-term stay, making this section essential for any Vietnam retirement guide.

Common long-term visa options for retirees:

1. Long-Term Tourist Visa Extensions
Retirees can stay in Vietnam by extending tourist visas through authorized agents.

2. Investor Visa (ĐT Visa)
Some retirees choose to invest a small amount in a local business or company to obtain longer visas.

3. Spouse Visa (TT Visa)
If married to a Vietnamese citizen, retirees can stay in Vietnam with a renewable long-term visa.

4. Temporary Residence Card (TRC)
Available for those who qualify through business, family connection, or investment. TRC allows stays of 1–3 years with multiple entries.

For the most updated visa process, retirees often use professional visa services to ensure compliance.
If needed, I can create a second article purely focused on Vietnam long-term visa for retirees.

Lifestyle, Culture, and Day-to-Day Living

Retiring in Vietnam offers more than affordability—it's a lifestyle filled with warmth and meaning.

  • Community: Locals are welcoming, and expat groups grow yearly.

  • Food: Healthy, flavorful cuisine with plenty of fresh ingredients.

  • Climate: Tropical weather, with cooler regions available in the north.

  • Activities: Yoga, beaches, coffee culture, nightlife, walking streets, mountain retreats.

Retirees frequently highlight Vietnam’s balance between calm living and cultural richness as the main reason they choose to stay long-term.